A credit card may get you out of jail, and not by using it to pry a lock. A growing number of jailers will let you use a credit card to post bail, and in some cases, that charge could even earn you reward points that you can use for better times, even a vacation in a more appealing locale.
Words -- written or spoken -- can be powerful, especially when it comes to dealing with old debt. One action that can trigger the re-aging of a debt is telling or writing a collector that you intend to make a payment.
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